Frequently Asked Questions

Questions about Fees and Payment

Q11: Is Dr. Mudrak a Blue Cross Blue Shield provider?

Q12: What questions should I ask my insurance company when I call to ask about benefits?

Q13: Does Dr. Mudrak handle worker's compensation cases?

Q14: Does Dr. Mudrak treat people with auto injuries?

Q15: Is Dr. Mudrak a ChiroCare provider?

Q16: Is Dr. Mudrak a Medicare provider?

Q11: Is Dr. Mudrak a Blue Cross Blue Shield provider?

A: Yes. Dr. Mudrak's office submits all applicable claims to BCBS for particpating patients, because she is a BCBS provider.

As of May 1, 2012, Dr Mudrak is a participating provider for the following BCBS networks:

BCBS platinum network; BCBS precision level 2 network; BCBS blue performance basic 1; BCBS accord network; BCBS value network; BCBS blue perform enhance level 1; BCBS PPO; Medicare Blue PPO.

Note: Dr. Mudrak is not a provider for every BCBS network. Furthermore, the networks change regularly, Dr. Mudrak's particpation may change without notice and/or the network your employer belongs to may change. Verification of your policy benefits (BCBS or otherwise) is a good idea if you are planning to use insurance.

Q12: What questions should I ask my insurance company when I call to ask about benefits?

A: Please note, that for insurance plans other than BCBS Dr. Mudrak, is an out-of-network provider.

Please ask the following questions for BCBS:

Is acupuncture covered by my insurance?
If acupuncture is covered are there any criteria? (If there are criteria, for example such as chronic pain, be sure to request written copy of the criteria.) If a referral is needed, be sure to understand their referral policy.
Am I in a BCBS network covered by Dr. Laura Mudrak, NPI #1366594673?
What is my effective date of coverage?
Is my plan on a calendar year, or other year (for example, September 1 to August 31)?
What is my deductible: per individual, and per family?
Has my out-of-network deductible been met yet for the year?
Do I have a co-payment? If so, what is it?
Will I owe a co-insurance? (After my deductible has been yet, what percentage does my insurance pay?)

If you have any insurance other than BCBS:

Do I have out-of-network benefits?
What is my effective date of coverage?
Is my plan on a calendar year, or other year (for example, September 1 to August 31)?
For patients with any insurance besides BCBS: What is my out-of-network deductible: per individual, and per family?
Has my out-of-network deductible been met yet for the year?
Do I have a co-payment? If so, what is it?
After my deductible has been yet, what percentage does my insurance pay?
Do I need a referral from my medical doctor to see a chiropractor or an acupuncturist?

A: Yes, and Dr. Mudrak's office does all the medical claims billing for work comp cases.

A: Yes, and Dr. Mudrak's office does all the medical claims billing for auto injury cases.

A: No. For your information, Medica and Health Partners distinguish between "in-network" providers and "out-of-network" providers. "In-network" refers to the ChiroCare network. When you contact Medica or Health Partners, please ask whether you have "out-of-network" benefits.

A: Yes. Medicare will pay for chiropractic manipulation to the spine only. Medicare will not pay for other services when prescribed or performed by a chiropractor. These services include acupuncture, lab tests, x-rays, treatment therapies besides manipulation, nutritional supplements, and physical examinations.

"I am so grateful for the work Dr. Laura Mudrak has done for me throughout my pregnancy.

She worked with me and helped my morning sickness and fatigue. She eased the pains of my growing body, working to align my pelvis to ensure my body was in line to deliver.

I trust her judgment an her advice, and would highly recommend her to anyone. She is an expert in her field, compassionate with her clients and loves what she does."

- Sophia B.

Frequently Asked Questions

Questions about Fees and Payment